Because life should be rewarding!
PLATINUM REWARDS
Rate and Fees †
- 11.9% APR on Purchases, Cash Advance, and Balance Transfer
- No interest on purchases if balance is paid in full by the due date each month
- No Annual Fee
- No Foreign Transaction Fee
- No Cash Advance Fees
- Low Balance Transfer Fees
Platinum Rewards
Put money back in your pocket- earn Rewards Points as you shop and redeem for brand-name merchandise and travel:
- 3x Reward Points at restaurants, on travel, and gas, and 2x Points on grocery store purchases for the first $8,000 in combined purchases in these two categories annually
- 1x Reward Points on everything else
Travel Benefits
- Auto Rental Insurance - on a 24-hour basis for collision or theft damage automatically covers up to the actual cash value of most rental vehicles
- $150,000 Travel Accident Insurance - Whether traveling across the country or around the world, you and your family are automatically covered, when you use your card to purchase travel tickets
- Lost Luggage Reimbursement - Get up to $3,000 if your checked or carry-on baggage is lost
- Trip Cancellation/Trip Interruption - Life can be unpredictable: add peace of mind to your itinerary and get reimbursed up to $5,000 if your trip is cancelled
Security Features
- Account Alerts – get an e-mail every time you make a purchase with your card
- Automated Fraud Alerts – Visa monitors potential fraud by constantly scanning for suspicious activity
- Visa Zero Liability - means you’re protected if your card is lost or stolen
- Visa 3D Secure Fraud Protection - protects your credit card against unauthorized use when shopping online.
Technology Features
- Chip Cards – a small yet powerful microprocessor that provides enhanced security and increased transaction speed
- Contactless pay - pay with the single tap of your card
- Online and Mobile Banking - easy digital tools to take control over your finances anytime anywhere
- Digital Wallet – pay with confidence through Apple Pay, Google Pay, Samsung Pay
