Earn cash as you shop!

Rate and Fees ^†

• 11.9% APR on Purchases, Cash Advance, and Balance Transfer
• No Annual Fee
• No Foreign Transaction Fee
• No Cash Advance Fees
• Low Balance Transfer Fees

Cash Back

Put money back in your pocket- earn cash as you shop:

• 3% cash back at restaurants, on travel, and gas, and 2% cash back on grocery store purchases for the first $8,000 in combined purchases in these two categories annually
• 1% cash back on everything else

Travel Benefits

• Auto Rental Insurance: Be covered for collision or theft damage when renting cars, with protection for up to the full cash value of most rental vehicles.
• $150,000 Travel Accident Insurance: Whether traveling across the country or around the world, you and your family are automatically covered when you use your card to purchase travel tickets.
• Lost Luggage Reimbursement: Get up to $3,000 if your checked or carry-on baggage is lost.
• Trip Cancellation/Trip Interruption: Life can be unpredictable: add peace of mind to your itinerary and get reimbursed up to $5,000 if your trip is cancelled.
• Travel and Emergency Assistance: Get help during emergencies while traveling. From replacing prescriptions to connecting with local emergency services, you’ll have 24/7 access to assistance wherever you are.

Security Features 

• Real-Time Account Alerts: Get notified via email every time a purchase is made with your card.
• Automated Fraud Alerts: Your card is monitored 24/7 for fraudulent activity.
• Visa Zero Liability: Rest assured, you’re protected if your card is lost or stolen.
• Visa 3D Secure Fraud Protection: Shop online with enhanced protection against unauthorized transactions.

Protection and Extended Warranty for Your Purchases

• Purchase Security: Protect your purchases from damage or theft for up to 90 days. Whether it’s a new gadget or an unexpected accident, purchases made with your Selfreliance FCU Visa® Preferred card are covered.
• Extended Warranty Protection: Automatically extend the manufacturer's warranty on eligible purchases. If your gadget or appliance breaks, and you can’t find your warranty, you’re still covered!

Technology Features 

• Chip Card Technology: Enjoy enhanced security and faster transactions with our embedded chip technology.
• Contactless Payments: Pay with just a tap of your card for added convenience.
• Online and Mobile Banking: Manage your account anytime, anywhere with our easy-to-use mobile and online platforms.
• Digital Wallet: Pay with confidence using Apple Pay, Google Pay, or Samsung Pay for fast, secure payments from your smartphone.