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Rate and Fees ^†

• 14.9% APR on Purchases, Cash Advance, and Balance Transfer
• No interest on purchases if balance is paid in full by the due date each month
• $0 Annual Fee
• No Cash Advance Fees
• Low Balance Transfer Fees
• No Foreign Transaction Fees

Travel Benefits

• Auto rental insurance - on a 24-hour basis for collision or theft damage automatically covers up to the actual cash value of most rental vehicles
• $150,000 Travel Accident Insurance - Whether traveling across the country or around the world, you and your family are automatically covered, when you use your card to purchase travel tickets.

Security Features 

• Account Alerts – get an e-mail or a text every time you make a purchase with your card
• Automated Fraud Alerts – Visa credit cards fraud monitoring
• Visa Zero Liability - means you’re protected if your card is lost or stolen
• Visa 3D Secure Fraud Protection - protects your credit card against unauthorized use when shopping online.

Technology Features 

• Chip Cards – a small yet powerful microprocessor that provides enhanced security and increased transaction speed
• Contactless pay - pay with the single tap of your card
• Online and Mobile Banking - easy digital tools to take control over your finances anytime anywhere
• Digital Wallet – pay with confidence through Apple Pay, Google Pay, Samsung Pay