Rate and Fees †
- 9.9% APR on Purchases, Cash Advance, and Balance Transfer
- No interest on purchases if balance is paid in full by the due date each month
- No Annual Fee
- No Foreign Transaction Fee
- No Cash Advance Fees
- Low Balance Transfer Fees
Travel Benefits
- Auto Rental Insurance: Be covered for collision or theft damage when renting cars, with protection for up to the full cash value of most rental vehicles.
- Travel and Emergency Assistance: Get help during emergencies while traveling. From replacing prescriptions to connecting with local emergency services, you’ll have 24/7 access to assistance wherever you are.
Security Features
- Real-Time Account Alerts: Get notified via email every time a purchase is made with your card.
- Automated Fraud Alerts: Your card is monitored 24/7 for fraudulent activity.
- Visa Zero Liability: Rest assured, you’re protected if your card is lost or stolen.
- Visa 3D Secure Fraud Protection: Shop online with enhanced protection against unauthorized transactions.
- Purchase Security: Protect your purchases from damage or theft for up to 90 days. Whether it’s a new gadget or an unexpected accident, purchases made with your Selfreliance FCU Visa® Preferred card are covered.
- Extended Warranty Protection: Automatically extend the manufacturer's warranty on eligible purchases. If your gadget or appliance breaks, and you can’t find your warranty, you’re still covered!
Technology Features
- Chip Card Technology:Enjoy enhanced security and faster transactions with our embedded chip technology.
- Contactless Payments:Pay with just a tap of your card for added convenience.
- Online and Mobile Banking:Manage your account anytime, anywhere with our easy-to-use mobile and online platforms.
- Digital Wallet:Pay with confidence using Apple Pay, Google Pay, or Samsung Pay for fast, secure payments from your smartphone.
